UPI's Role in Rural Indian Financial Access

Authors

  • Dr. V. B. Nikam Author
  • Ms. Pranjal Uttam Kenjale Author

Keywords:

Unified Payments Interface, UPI, Financial Inclusion, Rural India, Digital Payments

Abstract

The Unified Payments Interface (UPI) has emerged as a transformative digital payment system fostering financial inclusion in rural India by overcoming long-standing geographical, economic, and institutional barriers to banking access. This study examines the extent to which UPI facilitates integration of rural populations into the formal financial ecosystem.

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Author Biographies

  • Dr. V. B. Nikam

    Rayat Shikshan Sanstha Annasaheb Awate College, Manchar, Ambegaon, Pune

  • Ms. Pranjal Uttam Kenjale

    Mansi Bharat Gada Degree College of Commerce, Bhiwandi

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Published

31-03-2025

Issue

Vol. 2 No. Issue - IV (October-December) (2025): Vol. 02, Issue IV (October-December), 2025

Section

Articles

How to Cite

Dr. V. B. Nikam, and Ms. Pranjal Uttam Kenjale , trans. 2025. “UPI’s Role in Rural Indian Financial Access”. IIP : International Multidisciplinary Research Journal 2 (Issue - IV (October-December). https://iipublications.com/iipimrj/article/view/525.

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